Pricing + Services

 

Individuals

We are a full service insurance and investment practice. We will work diligently with you to provide a holistic approach to balance your need for both protection and growth. We are trained professionals with years of experience in both planning and product specific advice. We work with a multitude of carriers to assist you in finding the best fit for anything you want to insure. We also keep our finger on the pulse of the industry so you can be sure that you are well informed and up to date.

Businesses

We are a boutique small business consultant. We offer hands on advice ranging from insurance, retirement plans, and tax advantage options. As small business owners ourselves we understand the difficulty of managing your own practice. We have found our niche to be businesses with under 50 employees who need a full service advisor who can handle multiple facets of their day to day needs as well as long term planning. We specialize in level funded group health insurance as well as other alternatives to assist you in reducing overhead while maximizing employee benefits.

Fee Only Advice

We know a lot of clients prefer to manage their own investments and insurance decisions but may need some consultation from time to time. For those clients we are happy to assist them with the finer points, and they can feel comfortable knowing we will not be recommending any specific products or companies.

Commision Based Products

Certain types of insurance pay the advisor commision for the sale of the product. These typically include auto, home, life, and health insurance. As an independent advisor we will be happy to show you side by side comparisons from many companies so you can ensure you are receiving the best value. You can feel confident that we are not selling you products but providing you quotes and a referral so that you aren’t over paying.

Asset Management

Our asset management fee is applied to only those assets that we manage on your behalf. The fee is based on the type of asset, the frequency of reallocation, and the overall size of your portfolio. Contact us today for a free consultation to discuss your specific situation.

Situations best suited for this:

Retirement Planning Lifetime Income Planning College Planning Estate/Legacy Planning Social Security Optimization Pension Maximization Tax Preparation and Planning Budgeting and Spending

Commision Based Products:

Auto and Home Insurance Group and Individual Health Insurance Dental, Vision, or Hearing Insurance Annuities Commercial Insurance

Assets Under Management:

Retirement Accounts Investment Accounts Annuities Alternative Investment Vehicles